Insurance companies are supposed to act on good faith, which means they
are obligated to provide reasonable services for reasonable claims. Unfortunately,
some insurance companies let other concerns push policy holder interests
to the wayside.
Our Irvine, CA personal injury attorneys will fight for a settlement you deserve and will be there to help you through this tough time. We handle insurance bad faith lawsuits in Los Angeles, Orange County, Riverside and San Bernardino.
Insurance bad faith happens when an insurance company unreasonably refuses
to provide the services that have been paid for by the policy holder.
Denying claims without good reason is only one example of an insurance
company acting in bad faith. Unreasonable delay in processing claims,
failure to properly investigate a claim, and failure to fully defend a
claim are other ways that insurance companies act in bad faith towards
their policy holders.
The Insurance bad faith lawyers at The Law Offices of Samer Habbas are advocates
for the insurance policy holders. In any insurance settlement case, the
insurance companies have teams of lawyers representing their interests.
An insurance bad faith attorney levels the playing field for his or her
Insurance Bad Faith or Breach of Contract?
Not every claim denial is an instance of bad faith. Sometimes, insurance
companies make honest mistakes. If an insurance company denies a claim
incorrectly, this is an example of breach of contract. If an insurance
company has made an error in processing a claim, a policy holder may be
able to sue and recover the proper amount specified in the policy.
There is a clear distinction between insurance bad faith and breach of
contract. Insurance bad faith involves the informed decision of the insurance
company to unreasonably fulfill their obligations. In court, an insurance
bad faith attorney will use his or her expertise to prove two things:
1. The denial of claim was unreasonable.
2. The insurance company knew that the denial of claim was unreasonable.
The Insurance Bad Faith Lawsuit: Recovering Losses
The specific goal of an insurance bad faith lawsuit is justice for the
policy holder. However, insurance bad faith lawsuits have a more general
goal of sending a message to the insurance companies that they will be
held accountable for their actions.
If an insurance company has acted in a manner far removed from good faith
dealings, justice is not served by merely paying for actual losses. Some
bad faith cases award punitive damages to serve as a stern warning to
other insurance companies.
Do You Know a Victim of Insurance Bad Faith?
Have you or someone you care about been unreasonably denied a claim or
been treated in bad faith by your insurance company? Contact the Law Offices
of Samer Habbas. We are personal injury attorneys in Southern California who can help you get
your fair settlement.
Please call 1-888-848-5084 to discuss your case, or
you can fill out our free personal injury consultation form.
Law Offices of Samer Habbas
515 S. Flower Street
Los Angeles, CA 90071
The Law Offices of Samer Habbas
7700 Irvine Center Drive
Irvine, CA 92618
Law Offices of Samer Habbas
11801 Pierce Street
Riverside, CA 92505