Avoid 5 Common Insurance Adjuster Tricks
In a perfect world, if you were injured in an accident, the party who caused the accident would admit fault and their insurance carrier would offer you a reasonable settlement for your personal injury claim. Unfortunately, this is rarely the case. In most cases, even if it is clear who caused the accident, the insurance adjuster for the liable party often tries to lower the value of the claim by playing what some would consider unfair tricks.
You can do two important things to prevent becoming the victim of these types of tricks. First, you should be aware of what the most common tricks insurance adjusters use to lower their payout. And, second, hire an experienced Los Angeles car accident attorney who is well aware of these tactics and can prevent you from being taken advantage of.
1. Convincing You They Care
It is important to remember that no insurance adjuster actually cares about you, your injuries or how it will impact your life. All they care about is their own pocket and getting the case settled as quickly as possible, for as little as possible. The adjuster may be nice and may seem fair. But always remember that they work for the insurance company and their allegiance is to them, not you.
2. Convincing You to Settle Quickly
Insurance companies may tell you anything in an effort to convince you to quickly settle your case. As soon as you agree to settle your case, you have to sign an agreement that will release the insurance company of any further liability. This means, if you continue to need medical treatment after settling, you can no longer go after the at fault party for additional money. In most cases, accident victims do not realize the full impact of their injuries until weeks or even months after the accident. As such, settling too quickly can be a mistake.
3. Convincing You to Give Them Private Information
Insurance adjusters can ask for anything they want, including medical case histories, job performance reports, and other personal information. However, just because they ask for it does not mean they are entitled to most of these documents. In many cases, these seemingly innocent documents can damage your case.
4. Convincing You No Need to Hire an Attorney
Insurance companies and their adjusters know that as soon as accident victims hire an experienced LA car accident attorney, the claim will not get settled for less than it is worth. Attorneys have experience in dealing with adjusters and know how to avoid falling for their tricks and tactics.
5. Convincing You to Settle for Less
Each of the four tricks above all lead to this last common trick and tactic – getting you to settle your personal injury claim for less than it is worth.
If you or a loved one has been injured in an accident caused by a negligent party, you may be entitled to compensation. To ensure you get the full money damages you deserve, you need to consult with and hire an Orange County motorcycle accident attorney.
For more information or to schedule a complimentary consultation with an Orange County motorcycle accident lawyer, please call the Law Offices of Samer Habbas at (888) 848-5084.