Insurance

Should I Give a Recorded Statement to an Insurance Adjuster?

Commonly, insurance adjusters request recorded statements from claimants.  Many times the request will be made prior to you obtaining legal representation.  We strongly advise against giving a recorded statement.  This is a tactic used by insurance companies to weaken your case.  The adjuster will not learn anything new through your statement.  The adjuster knows the facts of your case.  They know how the accident occurred.  They know the speeds...
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When Do Claims Adjusters Investigate Personal Injury Claimants?

Insurance adjusters in Orange County personal injury claims rely on certain “red flags” to alert them to the possibility of fraud. When they see these signs, they are much more likely to put those particular claimants under surveillance. Some of these signs may seem silly, but claims adjusters have been known to act on them.One such sign is if the adjuster at any point sees the claimant in athletic...
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Tactics Used By Stalling Insurance Adjusters

In Orange County, personal injury claims can take a long time. There is paperwork to fill and schedules to coordinate and the process, and claimants are often very frustrated and inconvenienced by this fact. However, it is an unfortunate reality that some unscrupulous insurance adjusters will take advantage of this fact and attempt to pressure claimants into accepting lower settlements. Here are some of these tactics. The claims adjuster...
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Common Factors that Elicit Suspicion of Fraud in Personal Injury Claims

Here are some circumstances that might lead the insurance company to suspect a personal injury claimant of fraud. Hearing from an Orange County Personal Injury Attorney “Too Quickly” If the insurance company hears from the claimant’s personal injury attorney too quickly, the claims adjuster’s suspicious may be raised. The insurance companies teaches its adjusters to watch out for claimants who are “claims conscious” and suspect their familiarity with the...
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Be Wary of Disingenuous Insurance Adjuster Tactics

Experienced Orange County personal injury attorneys are aware of the unfortunate fact that many disingenuous tactics are employed by unscrupulous insurance adjusters to try to cheat personal injury claimants out of a fair settlement. All these tactics could not be covered in one article, but here are a few that experienced attorneys know to look out for. Some insurance adjusters will take advantage of claimants who are unemployed or...
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Be Wary of Adjuster’s Use of Unfair Leverage to Lower Your Settlement

When your insurance adjuster attempts to negotiate a settlement with you or your Orange County personal injury attorney, you must be wary of common tactics that some unscrupulous adjusters use to low ball the personal injury settlements. These tactics are meant to put unfair pressure on you to settle for less than you deserve. If you have previously been involved in a lawsuit, some insurance representatives may use your...
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Insurance Adjusters’ Examinations of Bodily Injury Claims

When they are evaluating how much to offer to you pay for bodily injury claims, insurance adjusters consider many factors and aspects of each individual case. The primary one is the relationship among the following factors: the accident that is alleged to have caused the injury, the injury itself, and medical records that document the injury. Your Orange County personal injury attorney can help you to ensure that your...
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How Insurance Adjusters Evaluate Your Claim

It is part of the insurance adjuster’s job to put a dollar amount on your personal injury claim. While your final settlement amount will be determined in negotiation between the adjuster and your Orange County personal injury attorney, this initial estimate serves as a starting point, and it is thus very important for your attorney to look at what factors the adjuster is looking at. The first major things...
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High-Profile Insurer Claimed to Have Acted in Bad Faith

A Maryland wrongful death claim has only intensified after being settled in court. According to a report from ABC’s “Good Morning America” online, the family of a young woman killed in a 2010 car crash claims that her insurance company, Progressive, teamed with defendant’s insurers in an attempt to avoid paying out on her policy. It is a classic example of a insurance bad faith case. The Argument 24-year-old...
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Personal Factors That Make Insurance Adjusters Suspect Fraud in an Orange County Bus Accident Case

Here are some of the factors that may arise in a Orange County bus accident case that could lead the insurance company to suspect claimant fraud. The claimant is unable to present correct identification or refuses to present identification. The claimant does not have a fixed address. He or she uses a post office box or the address of a friend or family member. The claimant moves frequently and...
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