ATTENTION: Law Offices of Samer Habbas & Associates is fully-operational during the COVID-19 global pandemic. We continue to handle cases and operate business as usual, in accordance with mandated safety guidelines.

X

TAGS

Abuse Accident Accident attorney Accident attorneys accident injury Accident Tax accidents Amusement Park Accident attorney Auto Accident Auto Accidents auto insurance Auto Recalls Auto Settlement Automobile Accident bicycle accident bicycle accident attorneys Bicycle Accident Lawyer Bicycle Accidents Boat Accidents Brain Injuries Brain Injury brain injury accident brain injury attorney breaking Burn Injury Burn Injury Claim Bus Accident Cab Accident Car Accident car accident attorney car accident attorneys car accident injury Car Accident Lawyer car accidents Car Insurance Car Insurance Policies Case Results Catastrophic Injuries Class Action Lawsuit Clergy abuse Complex Regional Pain Syndrome Consortium Consortium Attorney Construction Accident construction accident attorney Construction Injury Corona Cross-Examination CRPS injury attorney Dangers of Riding Your Bike death Defective drugs Defective Product delayed accident injury Dental Malpractice Deposition Dog bite Dog Bite Injury Cases in California Dog Injuries Drug Recall Drug Recalls DUI DUI accident Elder Abuse Elder Neglect emotional distress Eviction Excessive Force FDA Funeral Home Funeral Home abuse Funeral Home Neglect Habbaspersonalinjury Habbaspilaw Head Injury Head-on Collision Hit and Run Hydroxycut Independent Medical Claim Injury injury accident Injury Attorney injury lawyer Insurance Insurance Claim Insurance Company Insurance Policy Irvine law law firm Lawsuit Lawsuits lawyers Legal Malpractice Los Angeles Los Angeles bicycle accident attorneys Los Angeles Bicycle Accident Lawyer Los Angeles car accident attorney Los Angeles soft tissue injury Malpractice Medical Claim Medical Malpractice Medical Opinions Motorcycle Accident motorcycle accident attorney Multi-Million Dollar Advocates Forum Negligence Negligence Attorney Negligent Accident news News & Information news release Nursing Home Abuse Nursing Home Negligence nusring home abuse lawyer Orange County Orange County soft tissue injury Pedestrian Accident Pedestrian Accidents Pedestrian Death Pedestrian Injuries Personal Injury personal injury and accidents Personal Injury Attorney personal injury claim personal injury claims personal injury law firm personal injury lawsuit personal injury lawyer personal injury litigation Personal Injury Settlement Pharmaceutical Litigation Pharmaceuticals pills Police Brutality Premises Liability Product Liability Product Recalls Property Damage Recognitions Riverside Rollover Accidents Safe transport Settlements Sexual Abuse side effects Sidewalk Accident sleep sleepingaid sleepingpills Slip & Fall Slip and Fall slip and fall accident slip and fall accident attorney slip and fall accident causes smoke inhalation smoke inhalation injury soft tissue injury Spinal Cord Spinal Cord Injury Statute of Limitations Swine Flu Taxi Accident Technology Advancement Testimonials Tour Bus Toyota Recall Train Accidents Traumatic Brain Injury truck accident truck accident attorney truck accident claims truck accident lawyer Truck Accidents types of car accident UIM & UM Insurance Coverage Van Rollover Video Deposition Vioxx warning Wokers Comp Claims Work Injury Worngful Death Wrongful Death wrongful death attorney

Common Tricks Used By Claims Adjusters

Insurance adjusters are never easy to deal with, but some of them can make filing claims an especially miserable experience. Some insurers have tricks to try to wear you down and make you think your chances of obtaining a reasonable settlement are too low to bother. An Irvine personal injury attorney can help you deal with these insurers and watch out for their tricks.

One trick insurers sometimes use is the “Dirty Harry” approach, which entails daring you to file a lawsuit. The insurer might defer on providing a realistic claim valuation because he sees a lawsuit as a way to reduce his pending caseload. Many Irvine personal injury attorneys mistakenly believe that adjusters are penalized for having claim files enter the litigation process. Some adjusters actually prefer the litigation process for several reasons: the file then transfers to a defense attorney, who is easier to work with than the claimant/plaintiff counsel; the adjuster no longer has to deal with the difficulties of negotiating with opposing counsel; and the file itself might move from the adjuster’s unit to a separate litigation unit and becomes someone else’s problem.

Some insurers deliberately low-ball claims to try to save the company money and send a message to the plaintiff that there is no easy money to be gained. They might also make low-ball offers out of ignorance or due to a blind spot in evaluating the case. Others might think that low-balling a claim evaluation is the best way to counter the “high-balling” your Irvine personal injury attorney will engage in.

Claims adjusters have time to wait, and they are not in a hurry to evaluate your claim. Long payout intervals are better for them because they make their money not from writing insurance, but by investing. It is often poorly understood how the insurance business is really two separate businesses operating as one. The business of underwriting insurance on risks is usually a money-loser. However, the business of investing the money paid by policyholders can have large yields and returns, more than enough to offset the losses absorbed by the insurance division.

If you have further questions about how to deal with an insurance company, contact dedicated Irvine personal injury attorney Samer Habbas at  (888) 848-5084 for a free consultation.

FREE CASE EVALUATION

  • This field is for validation purposes and should be left unchanged.

Our firm is well experienced in injury matters and we understand the difficult time you are going through. We will guide you through the process and fight for you and your family to get the compensation you deserve.

Samer Habbas