Conservative Insurance Companies and Lawsuits
While your Orange County personal injury attorney will make every effort to get you the settlement you deserve, recovering a reasonable amount of damages from certain large insurance companies sometimes requires a lawsuit.
These insurance companies have gained reputations for their resistance to paying fair settlements. Experienced personal injury lawyers will instantly recognize the names of these companies, and if they are involved in your case it drastically increases the likelihood that you will have to sue in order to get the money you deserve.
These companies lowball claimants as a matter of course; often the regulations, standards, and procedures established by these companies for their employees are specifically designed to shut down the claimant’s attempts to negotiate a more reasonable settlement. If the claimant does not have an attorney, they may employ tactics such as threatening to withdraw all offers. These companies bank on the fact that a majority of claimants cannot spare the time or the expense to litigate, and they hope to browbeat and frustrate claimants into accepting an unfairly low settlement.
Furthermore, these large insurance companies are typically more willing to run to risk of letting a claim result in a lawsuit because they can afford to hire expensive defense attorneys. If you and your attorney must file a lawsuit against such a company, there is little chance of settling before a trial. This is in part because insurance defense lawyers earn money from a lawsuit by the hour, rather than by commission. As a result, they do not have much incentive to settle even if they know that you may be willing to do so for much less than your initial demand.
However, if you are willing to put in the time and commit to pursuing your case, an experienced Orange County personal injury attorney may be able to get you the money you deserve, even if it requires taking your case all the way to trial.
Don’t fight the insurance companies yourself, call today for a free initial consultation with Samer Habbas.