[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.habbaspilaw.com\/give-recorded-statement-insurance-adjuster\/#Article","mainEntityOfPage":"https:\/\/www.habbaspilaw.com\/give-recorded-statement-insurance-adjuster\/","headline":"Should I Give a Recorded Statement to an Insurance Adjuster?","name":"Should I Give a Recorded Statement to an Insurance Adjuster?","description":"Commonly, insurance adjusters request recorded statements from claimants.\u00a0 Many times the request will be made prior to you obtaining legal representation.\u00a0 We strongly advise against giving a recorded statement.\u00a0 This is a tactic used by insurance companies to weaken your case.\u00a0 The adjuster will not learn anything new through your statement.\u00a0 The adjuster knows the… Continue reading Should I Give a Recorded Statement to an Insurance Adjuster?<\/span><\/a>","datePublished":"2013-05-21","dateModified":"2026-03-26","author":{"@type":"Person","@id":"https:\/\/www.habbaspilaw.com\/author\/admin\/#Person","name":"Samer Habbas, Esq","url":"https:\/\/www.habbaspilaw.com\/author\/admin\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/328046d5a3bfc49c9999e96862d136a3f4bc810c33ae5a18d4d702bce2c20ecf?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/328046d5a3bfc49c9999e96862d136a3f4bc810c33ae5a18d4d702bce2c20ecf?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"Samer Habbas & Associates","logo":{"@type":"ImageObject","@id":"https:\/\/www.habbaspilaw.com\/wp-content\/uploads\/2022\/08\/1241504_HabbasLogoUpdates_Logo1_Op1Black_060822-scaled.jpg","url":"https:\/\/www.habbaspilaw.com\/wp-content\/uploads\/2022\/08\/1241504_HabbasLogoUpdates_Logo1_Op1Black_060822-scaled.jpg","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.habbaspilaw.com\/wp-content\/uploads\/2014\/04\/Insurance-Claim1.jpg","url":"https:\/\/www.habbaspilaw.com\/wp-content\/uploads\/2014\/04\/Insurance-Claim1.jpg","height":200,"width":200},"url":"https:\/\/www.habbaspilaw.com\/give-recorded-statement-insurance-adjuster\/","about":["Insurance"],"wordCount":471,"keywords":["Auto Accident","Personal Injury"],"articleBody":"Commonly, insurance adjusters request recorded statements from claimants.\u00a0 Many times the request will be made prior to you obtaining legal representation.\u00a0 We strongly advise against giving a recorded statement.\u00a0 This is a tactic used by insurance companies to weaken your case.\u00a0 The adjuster will not learn anything new through your statement.\u00a0 The adjuster knows the facts of your case.\u00a0 They know how the accident occurred.\u00a0 They know the speeds of the vehicles.\u00a0 They know the damages to each vehicle.\u00a0 They have access to the police report or incident report involving your case.\u00a0 They therefore have all the information they need to make a decision as to who is at fault in your case.\u00a0 And if they don’t agree with you, it is highly doubtful that their opinion will change after they take your recorded statement.The adjuster will tell you that the\u00a0 recorded statement is necessary to settle your case.\u00a0 This is false.\u00a0 There is no requirement that you must give a recorded statement to a third party adjuster in order to obtain a settlement.Recorded Statements Can Harm Your CaseYou may ask what harm may be done by giving a recorded statement.\u00a0 First, it allows the insurance company to question you unrepresented in regards to your case.\u00a0 The adjuster will ask you leading questions in which they will attempt to force you to make statements that decrease the value of your case.\u00a0 Secondly, it is recorded, meaning that your voice will be heard by others.\u00a0 Should you make an error in your statement, it will be nearly impossible to reverse the damaging effects.What if You Do Not Receive a Fair Insurance Settlement?Lastly, you must prepare your case as if it is going to trial.\u00a0 Should the insurance company not make you a fair and reasonable offer, your case would be filed in Court as a lawsuit.\u00a0\u00a0 When this happens, the insurance company hires an attorney to represent them.\u00a0 The attorney will set your deposition, where he\/she will ask you in depth questioning about your case, including your background information, how the incident\/accident occurred, and your injuries.\u00a0 Should you give a recorded statement, the insurance company will use your recorded statement to look for inconsistencies with your deposition testimony.\u00a0 Should they discover the slightest inconsistency between your recorded statement and deposition, your credibility will surely be questioned by the defense attorney at the time of trial.\u00a0 Ultimately, this may reduce the value of your case.So why risk it?\u00a0 The risks of giving a recorded statement are many and the benefits are very little, if not none.Should you be involved in a personal injury matter, contact the Law Offices of Samer Habbas.\u00a0 Our aggressive approach with insurance companies will protect your rights to the fullest.For a free consultation, call us at 888-848-5084."},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Should I Give a Recorded Statement to an Insurance 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