How to Pay Medical Bills After a Motor Vehicle Accident
A motor vehicle crash that leaves you seriously injured can impact all aspects of your life. The pain from your injuries may prevent you from working and making money. Lack of a steady income can make it difficult or impossible to pay bills, especially expensive medical bills incurred from your accident injuries. A car accident attorney in Orange County can help you understand your options for paying medical bills after a car crash injury.
Options for Paying Medical Bills After a Car Accident
If you suffered serious injuries in a car accident, chances are that you may need extensive medical care and treatment. After only a few weeks of receiving treatment, you will most likely start getting bills in the mail demanding payment. Unfortunately, these bills could be significant.
Receiving such large medical bills can be overwhelming. Fortunately, there may be a few different insurance options available that can help you pay your medical bills. These might include:
• Liability insurance of the party who caused the accident. If the accident and your resulting injuries was caused by another driver, you can file a claim against that party’s liability insurance. However, just because another party is at fault, it does not mean that their insurance carrier will simply pay out the policy limits. An experienced OC accident attorney can help you get the full compensation that you deserve.
• Medical Payment (MedPay) coverage. MedPay coverage is optional in some states, including California. However, if you opted for it as part of your insurance policy, it can help pay for your medical expenses.
• Uninsured/underinsured coverage. If you were involved in an accident that was caused by another driver and that driver either does not have insurance or does not have sufficient coverage policy to cover your injuries, you can take advantage of the uninsured/underinsured coverage policy of your own insurance.
• Health insurance. Finally, even if there is no automobile insurance policy available to help pay for your medical bills and expenses, you can always use your own health insurance, if you have it.
What To Do If You Cannot Pay Medical Bill NOW
Even if there is various insurance policies available to pay your medical expenses, recovering from an at-fault driver’s insurance carrier can take a long time. If medical providers are demanding immediate payment of their bills, you need to seek legal assistant.
An experienced Orange County car accident attorney can call your providers to explain the situation. In many cases, an attorney may be able to make some sort of financial arrangement to pay your bill once your accident claim has resolved.
Call an Experienced Orange County Car Accident Attorney Now!
If you or a loved one suffered injuries in a car accident caused by the negligence of another party, you may be entitled to compensation. You should immediately consult with an experienced Orange County car accident attorney to help protect your rights and get you the full compensation that you deserve.
For more information or to schedule a complimentary consultation with a lawyer, please call the Law Offices of Samer Habbas at (888) 848-508.