Medical treatment after an accident is not only crucial to your recovery process, but it will also significantly impact the value of your personal injury claim. Insurance adjusters assess your injuries based almost entirely on your medical records. Gaps in treatment may cause the adjuster to “devalue” your claim and offer you less than your case is actually worth.
Explaining Gaps in Your Treatment
A gap in treatment is the amount of time between the first time you seek treatment after your accident and the amount of time you miss between doctor appointments. Insurance adjusters use gaps in treatment as an excuse to devalue your claim. They will use gaps in your medical treatment as evidence that your injuries are not as severe as you are claiming. This is exactly why it is important to see your doctor regularly and avoid gaps in your treatment.
However, just because you have a gap in your treatment, it does not mean that you are not injured. Sometimes gaps cannot be avoided. You may have a valid excuse to explain the gap, such as caring for a sick loved one or not having transportation to your appointments. It is important that you communicate anything that could cause a gap in treatment with your attorney. They will be able to document the reasoning behind the gap so that it cannot be used against you by the adjuster.
Important to Follow Your Doctor’s Orders
The bottom line is that your health and well-being are the most important reasons behind avoiding gaps in your treatment. When you are injured in an accident, you need to take all necessary steps to ensure you properly deal with your injuries and get better as soon as possible. Following your doctors’ orders will lessen the severity of your injuries and place you on the right path to recovery. And if you decide to file a personal injury claim, it will help prove your injuries to the insurance company and get the full compensation that you deserve.
If you or a loved has been injured in an accident caused by the negligence of another party, you should discuss your legal options with an attorney as you may be entitled to compensation. The experienced accident attorneys at the Law Offices of Samer Habbas & Associates advocate for their clients’ full financial recovery through hard work and an aggressive approach. For more information or to schedule a complimentary consultation with one of our attorneys, please call 949-727-9300.