The Insurance Adjuster Claims He’ll Take Care of Me. Do I Still Need A Lawyer?
One of the most important things to know about making an Orange County personal injury claim is that no insurance company is on your side. And no matter how personable your claims adjuster is, he is still works for the insurance company, while a personal injury attorney works for you.
If your claims adjuster tells you that you do not need an attorney, consider all the reasons he would not want an attorney handling your case. An attorney usually enables a claimant to get a higher settlement, which might reflect poorly on the adjuster whose performance is evaluated based on how much money he can save the insurance company. Also, insurance adjusters cannot contact a claimant directly if he has an attorney; instead, they must go through the attorney. An attorney’s involvement with a case may also result a lawsuit if the adjuster continues to offer less than what the attorney knows the claimant deserves.
It is almost always in your best interest to speak with an Orange County personal injury attorney instead of trying to negotiate a settlement by yourself. In fact, most of the insurance adjuster’s arguments that you shouldn’t hire an attorney fall apart under scrutiny. The claims adjuster may tell you that you will lose money because of the attorney’s fees. However, the large settlement that your attorney will likely be able to negotiate will likely result in you receiving more money even after attorney’s fees. The claims adjuster may tell you that getting an attorney will slow down the claims process and delay you getting your money. In reality, there is no time limit on your claim, and it is well worth taking the time to negotiate a settlement you deserve rather than accept a low settlement early. Most hospitals even allow you to defer payment until you recover damages.
If you have been injured in an accident and have to deal with the insurance company, you absolutely need an experienced and knowledgeable Orange County personal injury attorney on your side. Call dedicated Orange County personal injury attorney Samer Habbas today for a free initial consultation.