What Is Insurance Bad Faith?
As a responsible and law abiding citizen, you purchased car insurance. You even went beyond what the law required and extended your coverage to include underinsured/uninsured motorist policy. As luck has it, you got into an accident and sustained serious injuries. While the negligent driver has insurance, it is not sufficient to cover the cost of your injuries.
Your Los Angeles car accident attorney files a claim with your own carrier. Not surprisingly, your insurance company denies the claim because they are committed to protecting their bottom line. This is known as insurance bad faith.
California Laws Regarding Insurance Bad Faith
Under to California law, insurance companies are required to act with good faith and fair dealing. If an insurance company attempts to deprive their policyholders of the benefits and protections to which they are entitled, they are acting in bad faith.
Insurance companies are required by law to investigate claims and evaluate them objectively. This means that they are obligated to do a complete search for evidence to support a claim that is filed with them. If the carrier fails to conduct a full search or only attempts to find evidence to support denying the claim, they are acting in bad faith.
Contact an Experienced Personal Injury Lawyer
If your insurance company denied your underinsured or uninsured motorist claim, you should consult an experienced attorney who knows the actions to take to make your carrier provide you with the compensation you are entitled to.
For more information about insurance bad faith or to consult an experienced Los Angeles personal injury attorney, call the Law Offices of Samer Habbas toll free at 1-888-848-5084.