Dog Bite Victims Beware: Not All Dog Breeds Are Covered By Homeowner’s Insurance

dog bite injuriesDogs are generally cute animals that tend to make a good companion for just about anyone. However, these animals are not always friendly. They can bite and they can attack. They can cause real injury to the victims. Each day, approximately 1,000 Americans require emergency care for dog bite injuries. Unfortunately, the majority of these dog bite victims (according to statistics, 81%) are young children.

If you have been seriously attacked or bitten by a dog, you may require extensive medical care and attention. And we all know that medical treatment does not come cheap. In fact, millions of dollars are spent each year in the United States for emergency medical care and treatment for dog bite victims. With such expensive costs, it is only natural to want to seek compensation for your injuries and related medical bills.

When The Homeowner’s Insurance Doesn’t Cover It

Pets are generally expected to be insured by homeowners in the event that they attack or bite other people and cause serious injury. When a dog is properly covered under it’s owner’s homeowner’s insurance, the carrier can cover all costs related to the incident.

Unfortunately, insurance coverage is not always possible. Dogs come in an infinite number of shapes, sizes, colors and so on. Since not all breeds of dogs are considered friendly, some insurance carriers have decided not to insure certain breeds of dogs. The reason behind singling out some of these dogs is not “racism,” but rather because some dogs are considered too dangerous or too much trouble for insurance companies to cover – so they simply stopped.

Some dogs that are commonly not covered by homeowner’s insurance carriers include:

  • Dobermans
  • Rottweilers
  • Pit bulls
  • Mastiffs
  • Great Danes
  • Staffordshire terriers
  • Chow Chows
  • Presa Canarios
  • Akitas
  • Siberian Huskies
  • Alaskan Malamutes
  • Cane Corsos
  • German Shepherds
  • Wolf hybrids

However, it is important to note that these dog breeds are not the only ones with a bite or ability to attack. Any dog, even the “cute, cuddly” looking ones, can bite another human being. Most of the time, such an attack or bite comes with great shock to even the owner. You may not know why dogs attack or what types of dogs have a greater tendency to attack, but you should know that if you have been attacked you need the assistance of an Orange County dog bite attorney to help you seek the full compensation that you deserve.

Call an Orange County Dog Bite Attorney Today!

The legal team at the Law Offices of Samer Habbas is dedicated to helping our injured clients reach the best monetary settlement when they are involved in any type of accidents.

If you or a loved one has been attacked or bitten by a dog, our experienced Orange County dog bite attorneys are available to personally review your case. Call us at 1-888-848-5048 to schedule a free, complimentary consultation with our legal team today.

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