- May 5, 2015
- In accidents
When you hail a cab, the last thing you think about is getting into an accident during the ride to your destination. Taxicab accidents are unfortunately very common, especially in metropolitan cities such as Los Angeles, San Francisco and New York.
If you or a loved one has gotten into an accident while riding in a taxi, you may be wondering who is responsible for your injuries? Who will pay your medical bills, loss of expenses and pain and suffering? The short answer is the taxicab company, regardless of who caused the accident.
Taxi Company Insurance Requirements
Taxi companies are required to purchase taxi insurance to cover their customers and innocent bystanders in the event that one of their drivers causes injury or property damage. The specific requirements of the insurance coverage is set by each jurisdiction’s local Department of Motor Vehicles (DMV). The requirements may also vary by state.
How No-Fault Insurance Works
California, like a majority of the states, operates under a No-Fault Insurance system. Under this type of coverage, if you were involved in an accident while riding in a taxi, the cab company’s No-Fault coverage is completely liable for compensating you for your medical expenses and other economic expenses.
The majority of taxicab companies carry the minimum No-Fault coverage of $50,000. This means that regardless of the severity of your injuries, the No-Fault coverage will only pay up to $50,000 for your:
- Medical care and related services
- Loss of wages and loss of future earning capacity
- Other reasonable expenses
However, it should be noted that this coverage does not entitle you to non-economic losses, such as pain and suffering, mental anguish, loss of enjoyment of life, or wrongful death. These non-economical losses should be claimed under the liability insurance of the driver.
Why You Need an Attorney
Dealing with the different levels of insurance coverage can be complicated and contains many traps that prevent vitcims not represented by an attorney from getting the full compensation that they deserve. This is particularly why you need to hire an attorney who specifically handles these types of cases and aggressively fight with the insurance carriers to help you obtain the full extent of the compensation that you deserve.
Trying to cross this “mine-field” on your own will only be confusing and will put more pressure on you that you do not need to handle, especially if you were seriously injured in the accident. With the help of an experienced attorney on your side, you can be confident that you will get the full compensation that you are entitled to. It will also allow you to focus on healing from your injuries.
Call Us Today!
If you or someone you love has been injured in a taxicab related accident, it is important to immediately consult with an experienced legal professional as you may be entitled to compensation. For more information or to schedule a free consultation with experienced Los Angeles taxicab accident attorney Samer Habbas, please call us toll free at 1-888.848.5084.
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