- September 14, 2011
- In personal Injury
Some insurance policyholders are denied some or all of the money they deserve because they never question their insurer’s assessment of their claim, nor do they ever question or challenge what may be a wrongful denial of their claim.However, wrongful denials of legitimate claims are common, and you should be on the lookout for telltale signs that your claim is being wrongfully denied.
- The letter does not contain any specific reference to specific policy provisions in support the denial of your claim.
- The letter denies your claim based on quoted language that is allegedly from your policy but does not actually appear anywhere in your policy.
- The letter denies your claim based on policy provisions that are irrelevant to your claim.
- The letter does not contain any specific facts regarding the circumstances leading to your claim.
- In the letter, your insurer tries to avoid providing you a copy of the policy behind its denial of your coverage.
- The letter requests more information regarding your claim even though it is being denied. (The insurer will usually use this information against you.)
- The letter requests information irrelevant to you claim.
- The letter contains attempts by the insurer to maintain its right to assert additional policy defenses after denying you coverage.
- The letter accuses you of lying on your insurance application, and claims that as a result the policy was never valid to begin with.
If your denial letter shows any of these telltale signs, call 888-848-5084 for a free consultation from Orange County personal injury lawyer Samer Habbas immediately.