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The Ventura County Star reports that tough economic conditions may be increasing the number of uninsured motorists on California’s highways. The Star cites a study done by the Insurance Research Council which has found that almost one in five California drivers is currently uninsured, and that number is expected to grow as more motorists feel the pinch of changing economic conditions.

Motorbike Accident LawyerMeanwhile, State Insurance Commissioner Steve Poizner urges California residents to get affordable car insurance. On April 6, 2009, Poizner visited San Diego and touted California Low Cost Automobile Insurance, a program designed to give low-income drivers the opportunity to insure their vehicles. Even though the program targets lower income drivers, Poizner mentions that the sign-up rates for the program have been somewhat lackluster.

In response to the surge of uninsured motorists on California’s roadways, drivers are strongly encouraged to add uninsured motorist coverage to their existing car insurance policies. Uninsured motorist coverage pays for the financial and non-financial losses that a driver or passengers suffer if they are involved in an car accident with an uninsured motorist.

Uninsured/underinsured coverage is not an automatic component of your insurance policy. Please check the terms and conditions of your current auto insurance policy. If your coverage does not include protection for damages caused by an uninsured or underinsured motorist, please contact your insurance provider and ask about uninsured/underinsured motorist coverage.

If you have questions about how uninsured motorist coverage protects you in the event of an accident, please contact the California Auto Accident Attorneys at the Law Offices of Samer Habbas.