How will the Insurance Company Decide How Much to Pay Me on an Orange County Personal Injury Claim?

Published by

Samer Habbas, Esq

Insurance companies use a complicated process to evaluate claims. The claims manager will estimate the maximum potential value of your claim and set this money aside. The insurance company does not want to pay out the entirety of these reserves and will usually keep the actual amount in the reserve a secret.

While these reserves might be adjusted as the case progresses, they usually represent the maximum value of the case. To make this estimation, the insurance company will try to keep tabs on your medical bills, estimate any projected lost wages, and consider any permanent ramifications of your injury. As a general rule, the more serious your case, the less flexible these reserves are.

If the insurance company has access to your medical history, it will gather information about your previous injuries. If it can find any evidence that your condition is chronic and not caused by the accident, it will try to reduce your claim.

In addition to these medical evaluations, the insurance company will make a legal evaluation of your likelihood of winning any lawsuit you might file. To these ends, it will evaluate the amount and persuasiveness of any evidence you have against the insured. It will also try to find any legal weaknesses in your claim, including any problematic witnesses or evidence of your own liability.

The insurance company is never on your side. Be wary of anything they ask you to do. Call today for a free consultation with Orange County personal injury attorney Samer Habbas.

Samer Habbas, Esq

Samer Habbas is a California attorney with over 18 years of experience in personal injury law. Throughout his career, he has successfully recovered over $300 million for his clients, solidifying his reputation as a leading advocate in the field. Samer swiftly gained recognition for his adept negotiation skills and unwavering dedication to his clients. His practice spans a wide range of personal injury cases, including car accidents, dog bites, funeral home abuse, premises liability, and wrongful death. Samer is known for his compassionate approach and commitment to securing favorable outcomes for his clients. His expertise has earned him the trust and respect of both his clients and his peers within the legal community. He is also deeply invested in giving back to his community. He actively participates in pro bono work and volunteers his time to various charitable organizations. Samer is a champion for those who have been wronged, leveraging his extensive experience and expertise to make a meaningful difference in the lives of his clients and his community.