Has Your Insurance Company Acted in Bad Faith and Denied a Perfectly Valid Claim? We Can Help Fight for Your Rights!
Insurance companies are supposed to act on good faith, which means they are obligated to provide reasonable services for reasonable claims. Unfortunately, some insurance companies let other concerns push policy holder interests to the wayside. Our Irvine, CA personal injury attorneys will fight for a settlement you deserve and will be there to help you through this tough time. We handle insurance bad faith lawsuits in Los Angeles, Orange County, Riverside and San Bernardino.
For a Free Insurance Bad Faith Consultation, Call 888-848-5084 or Fill Out the Form to the Right >>
Insurance bad faith happens when an insurance company unreasonably refuses to provide the services that have been paid for by the policy holder. Denying claims without good reason is only one example of an insurance company acting in bad faith. Unreasonable delay in processing claims, failure to properly investigate a claim, and failure to fully defend a claim are other ways that insurance companies act in bad faith towards their policy holders. The Insurance bad faith lawyers at The Law Offices of Samer Habbas are advocates for the insurance policy holders. In any insurance settlement case, the insurance companies have teams of lawyers representing their interests. An insurance bad faith attorney levels the playing field for his or her client.
Not every claim denial is an instance of bad faith. Sometimes, insurance companies make honest mistakes. If an insurance company denies a claim incorrectly, this is an example of breach of contract. If an insurance company has made an error in processing a claim, a policy holder may be able to sue and recover the proper amount specified in the policy. There is a clear distinction between insurance bad faith and breach of contract. Insurance bad faith involves the informed decision of the insurance company to unreasonably fulfill their obligations. In court, an insurance bad faith attorney will use his or her expertise to prove two things: 1. The denial of claim was unreasonable. 2. The insurance company knew that the denial of claim was unreasonable.
The specific goal of an insurance bad faith lawsuit is justice for the policy holder. However, insurance bad faith lawsuits have a more general goal of sending a message to the insurance companies that they will be held accountable for their actions. If an insurance company has acted in a manner far removed from good faith dealings, justice is not served by merely paying for actual losses. Some bad faith cases award punitive damages to serve as a stern warning to other insurance companies.
Have you or someone you care about been unreasonably denied a claim or been treated in bad faith by your insurance company? Contact the Law Offices of Samer Habbas. We are personal injury attorneys in Southern California who can help you get your fair settlement. Please call 1-888-848-5084 to discuss your case, or you can fill out our free personal injury consultation form.