ATTENTION: Law Offices of Samer Habbas & Associates is fully-operational during the COVID-19 global pandemic. We continue to handle cases and operate business as usual, in accordance with mandated safety guidelines.



Abuse Accident Accident attorney Accident attorneys accident injury Accident Tax accidents Amusement Park Accident attorney Auto Accident Auto Accidents auto insurance Auto Recalls Auto Settlement Automobile Accident bicycle accident bicycle accident attorneys Bicycle Accident Lawyer Bicycle Accidents Boat Accidents Brain Injuries Brain Injury brain injury accident brain injury attorney breaking Burn Injury Burn Injury Claim Bus Accident Cab Accident Car Accident car accident attorney car accident attorneys car accident injury Car Accident Lawyer car accidents Car Insurance Car Insurance Policies Case Results Catastrophic Injuries Class Action Lawsuit Clergy abuse Complex Regional Pain Syndrome Consortium Consortium Attorney Construction Accident construction accident attorney Construction Injury Corona Cross-Examination CRPS injury attorney Dangers of Riding Your Bike death Defective drugs Defective Product delayed accident injury Dental Malpractice Deposition Dog bite Dog Bite Injury Cases in California Dog Injuries Drug Recall Drug Recalls DUI DUI accident Elder Abuse Elder Neglect emotional distress Eviction Excessive Force FDA Funeral Home Funeral Home abuse Funeral Home Neglect Habbaspersonalinjury Habbaspilaw Head Injury Head-on Collision Hit and Run Hydroxycut Independent Medical Claim Injury injury accident Injury Attorney injury lawyer Insurance Insurance Claim Insurance Company Insurance Policy Irvine law law firm Lawsuit Lawsuits lawyers Legal Malpractice Los Angeles Los Angeles bicycle accident attorneys Los Angeles Bicycle Accident Lawyer Los Angeles car accident attorney Los Angeles soft tissue injury Malpractice Medical Claim Medical Malpractice Medical Opinions Motorcycle Accident motorcycle accident attorney Multi-Million Dollar Advocates Forum Negligence Negligence Attorney Negligent Accident news News & Information news release Nursing Home Abuse Nursing Home Negligence nusring home abuse lawyer Orange County Orange County soft tissue injury Pedestrian Accident Pedestrian Accidents Pedestrian Death Pedestrian Injuries Personal Injury personal injury and accidents Personal Injury Attorney personal injury claim personal injury claims personal injury law firm personal injury lawsuit personal injury lawyer personal injury litigation Personal Injury Settlement Pharmaceutical Litigation Pharmaceuticals pills Police Brutality Premises Liability Product Liability Product Recalls Property Damage Recognitions Riverside Rollover Accidents Safe transport Settlements Sexual Abuse side effects Sidewalk Accident sleep sleepingaid sleepingpills Slip & Fall Slip and Fall slip and fall accident slip and fall accident attorney slip and fall accident causes smoke inhalation smoke inhalation injury soft tissue injury Spinal Cord Spinal Cord Injury Statute of Limitations Swine Flu Taxi Accident Technology Advancement Testimonials Tour Bus Toyota Recall Train Accidents Traumatic Brain Injury truck accident truck accident attorney truck accident claims truck accident lawyer Truck Accidents types of car accident UIM & UM Insurance Coverage Van Rollover Video Deposition Vioxx warning Wokers Comp Claims Work Injury Worngful Death Wrongful Death wrongful death attorney

Insurance Company Settlement Formulas in Orange County Bus Accident Cases

Bus accident attorney LawyerInsurance adjusters used to use a simple formula for calculating settlement offers in personal injury claims, such as Orange County bus accidents. They would add up all medical bills, multiply by three, and add in lost earnings to reach what they felt was a fair settlement offer. This formula was used most frequently in soft tissue injury cases, but was never a hard and fast rule-more a general rule of thumb.

Now insurance companies use computer programs like “Colossus” to evaluate Orange County bus accident claims. Insurance companies claim that these programs have no formula, but evaluate each claim as unique. This is not true, and in fact, the new system works to the claimant’s disadvantage.

The computer program will calculate your medical expenses, and insurance companies will likely reduce this amount by about a third. Their estimate is based on what the program says your expenses “should” be, not what they actually are. Insurers (though they will deny using any formula) will then multiply this number by two, and that will be their settlement offer. Under this new method of calculation, a case that may have settled for $10,000 under the old formula will get an offer of just $4,000.

These shrinking offers mean that more cases go to litigation that would have previously been settled. This makes it increasingly important that you hire an experienced Orange County bus accident lawyer who will fight to get you the full amount you are due. If you have been injured in a bus accident in Orange County, call The Law Offices of Samer Habbas at (888) 848-5084 for a free case evaluation by an Orange County personal injury lawyer.