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The plaintiff was admitted into the emergency department at a local hospital with immediate complaints of pain in his neck, back and legs. Despite the multiple rounds of treatment, the plaintiff continued to endure immense pain for months after the accident. Due to the severity of his injuries, the plaintiff was then recommended to undergo surgery on his lumbar spine.
The defendant’s irresponsible decision to drive while intoxicated has caused our client to suffer physical, emotional and financial damages from this accident. On those grounds of injustice, our team offered the insurance company to settle for full policy limits of $250,000, to which they declined. The insurance company was acting unreasonably when it declined to accept the plaintiff’s offer of $250,000 to settle the claim. It therefore took the cap off it’s policy and allowed Habbas to demand that the carrier pays above policy limits. Despite knowing that a jury would come in with a verdict above the limits, the insurance carrier initially refused to make an offer beyond the policy limits. Habbas did not back down and prepared this case to go to trial. It was then that the insurance company understood that Habbas would not accept it’s limits and would only settle if they offered the true full dollar value of the case. Ultimately, the insurance carrier offered $525,000; an amount that is $275,000 above it’s policy limits, which is what the case could have settled for if we had accepted the plaintiff’s initial offer.
If you are seeking an attorney who would take consequential action against an insurance carrier that refuses to settle for it’s policy limits, please contact the Law Offices of Samer Habbas & Associates.