Are Dog Bites Covered by Homeowners Insurance in California?

Dogs are considered a man’s best friend because they are loyal and make great companions. However, these loving, cute creatures are not always friendly. They can bite and they can attack. Unfortunately, dogs can cause real injury to their victims. Each day, approximately 1,000 Americans require emergency care for dog bite injuries. Unfortunately, most dog bite victims are young children.

If you have been seriously attacked or bitten by a dog, you may require extensive medical care and attention that can get very expensive. With such expensive costs, it is only natural to want to seek compensation for your injuries and related medical bills. In California, homeowners insurance can cover a dog bite. However, it does not always cover one. Some insurance carriers require homeowners to opt into dog bite coverage. Some carriers deny coverage of certain dog breeds altogether. To determine if the owner’s homeowners insurance policy covers your dog bite, an experienced dog bite attorney will need to review the language of the policy. Contact the top-rated lawyers at the Law Offices of Samer Habbas & Associates. Please call 949-727-9300 to schedule a complimentary consultation with a dog bite attorney.

Which Types of Dog Breeds are Generally Restricted by Insurance Carriers?

Each insurance carrier has its own rules and regulations about which breeds of dogs are considered dangerous and restricted in homeowners insurance policies. Carriers don’t generally publish detailed lists of which breeds they do or do not insure. Some dogs that are commonly not covered by homeowners insurance carriers include:

Dobermans
Rottweilers
Pit bulls
Mastiffs
Great Danes
Staffordshire Terriers
Chow Chows
Presa Canarios
Akitas
Siberian Huskies
Alaskan Malamutes
Cane Corsos
German Shepherds
Wolf hybrids

Getting the Compensation You Deserve for Dog Bite Injuries

Dog bite claims are more common than you think. If the dog owner’s homeowners insurance does cover dog bites or attacks, it can cover expenses for medical bills, lost wages, pain and suffering, property fees and legal fees. To ensure you get the full compensation that you are entitled to, you need to immediately hire a knowledgeable and aggressive dog bite lawyer.

Contact an Experienced Dog Bite Attorney!

The skillful dog bite lawyers at the Law Offices of Samer Habbas are dedicated to helping their injured clients obtain the best compensation possible on their personal injury case. If you or a loved one has been attacked or bitten by a dog, contact the top-rated dog bite attorneys at the Law Offices of Samer Habbas. For more information or to schedule a free consultation with a dog bite lawyer, call 949-727-9300.