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Personal Injury AttorneyIf you’re claiming disability insurance, be aware that insurance claim adjusters may conduct an “activity check” on you. Also called a “sub rosa investigation” or a variant of an undercover investigation, this involves the adjuster visiting the claimant’s neighborhood and questioning neighbors about the claimant’s physical condition or purported disability. The adjuster may ask the following questions about you:

  • “Are you aware that Mr. or Mrs. X is injured and disabled?”
  • “Have you seen him/her doing yard work?”
  • “Do you see him/her working outside?”
  • “Have you seen him/or carrying or lifting things?”
  • “Is he/she physically active?”

The answers to these questions, even if in the affirmative, are not necessarily damaging to your case or even admissible. But if the adjuster obtains information from neighbors that a claimant is physically active, the adjuster may hire a private investigator to find damaging or conclusive evidence. Thus, the information gleaned from an initial activity check might trigger even more invasive surveillance.

To have enough evidence to discredit the claim, the adjuster will want photographs or video of the claimant engaging in strenuous, physical activity. Because this takes time and is often an unpleasant task, adjusters will usually hire a private investigator to conduct further surveillance on the claimant.

Contact an Orange County personal injury lawyer today to find out how you can keep adjusters out of your neighborhood. For a free initial consultation on your personal injury case, contact dedicated Orange County personal injury lawyer Samer Habbas today by filling out the form on this page.

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Samer Habbas is a California attorney with over 18 years of experience in personal injury law. Throughout his career, he has successfully recovered over $300 million for his clients, solidifying his reputation as a leading advocate in the field.

Samer swiftly gained recognition for his adept negotiation skills and unwavering dedication to his clients. His practice spans a wide range of personal injury cases, including car accidents, dog bites, funeral home abuse, premises liability, and wrongful death.

Samer is known for his compassionate approach and commitment to securing favorable outcomes for his clients. His expertise has earned him the trust and respect of both his clients and his peers within the legal community. He is also deeply invested in giving back to his community. He actively participates in pro bono work and volunteers his time to various charitable organizations. Samer is a champion for those who have been wronged, leveraging his extensive experience and expertise to make a meaningful difference in the lives of his clients and his community.