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This case shows the importance of carrying uninsured motorist coverage in the state of California. Even though the client was not in a motor vehicle at the time, his uninsured motorist coverage still applied to pay for his damages. Many individuals including this client did not have knowledge that uninsured/underinsured motorist coverage applied for pedestrian accidents. Furthermore, it was beneficial to this client that he carried an uninsured motorist policy that had substantial limits, making it possible for him to achieve just settlement for his injuries regardless of the unknown identity of the driver that struck him. If you are reading this, you should take the time to immediately check your own policy to see if you are protecting yourself and your family in the event that they are struck by an uninsured or underinsured driver. Should you have any questions regarding your policy, please contact The Law Offices of Samer Habbas and we will assist you in making sure you have the proper insurance coverage.