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Motor Vehicle Accident
  • June 2017
  • By Samer Habbas, Esq
  • In Insurance,

If you were seriously injured in a car accident caused by another driver who has little or no car insurance, you could be stuck without a way of getting compensation for your injuries – unless you have underinsured (UIM) coverage or uninsured (UM) coverage. These two types of insurance coverage’s allow you to get compensated […]

The effects of uninsured drivers on insurance rates for drivers obeying mandatory liability insurance laws and the consequences of uninsured drivers causing auto accidents motivated California voters to protect themselves in 1996. Responding to strong public opinion about the dangers and liabilities of uninsured drivers, California lawmakers passed Proposition 213, and it became effective January […]

Despite the fact that mandatory liability insurance laws were passed many years ago and the penalties for not having insurance are steep and well publicized, there are still many drivers on California streets and highways who do not have insurance. This disregard for the law puts law-abiding drivers at risk and makes their liability insurance […]

Do you know the difference between uninsured and underinsured motorist insurance claims? If you’re like the average insured, you most likely don’t know the difference. The similarities between these two claims make it confusing to keep one from the other straight. Here are the basic differences between uninsured and underinsured car insurance claims: In an […]


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