ATTENTION: Law Offices of Samer Habbas & Associates is fully-operational during the COVID-19 global pandemic. We continue to handle cases and operate business as usual, in accordance with mandated safety guidelines.



Abuse Accident Accident attorney Accident attorneys accident injury Accident Tax accidents Amusement Park Accident attorney Auto Accident Auto Accidents auto insurance Auto Recalls Auto Settlement Automobile Accident bicycle accident bicycle accident attorneys Bicycle Accident Lawyer Bicycle Accidents Boat Accidents Brain Injuries Brain Injury brain injury accident brain injury attorney breaking Burn Injury Burn Injury Claim Bus Accident Cab Accident Car Accident car accident attorney car accident attorneys car accident injury Car Accident Lawyer car accidents Car Insurance Car Insurance Policies Case Results Catastrophic Injuries Class Action Lawsuit Clergy abuse Complex Regional Pain Syndrome Consortium Consortium Attorney Construction Accident construction accident attorney Construction Injury Corona Cross-Examination CRPS injury attorney Dangers of Riding Your Bike death Defective drugs Defective Product delayed accident injury Dental Malpractice Deposition Dog bite Dog Bite Injury Cases in California Dog Injuries Drug Recall Drug Recalls DUI DUI accident Elder Abuse Elder Neglect emotional distress Eviction Excessive Force FDA Funeral Home Funeral Home abuse Funeral Home Neglect Habbaspersonalinjury Habbaspilaw Head Injury Head-on Collision Hit and Run Hydroxycut Independent Medical Claim Injury injury accident Injury Attorney injury lawyer Insurance Insurance Claim Insurance Company Insurance Policy Irvine law law firm Lawsuit Lawsuits lawyers Legal Malpractice Los Angeles Los Angeles bicycle accident attorneys Los Angeles Bicycle Accident Lawyer Los Angeles car accident attorney Los Angeles soft tissue injury Malpractice Medical Claim Medical Malpractice Medical Opinions Motorcycle Accident motorcycle accident attorney Multi-Million Dollar Advocates Forum Negligence Negligence Attorney Negligent Accident news News & Information news release Nursing Home Abuse Nursing Home Negligence nusring home abuse lawyer Orange County Orange County soft tissue injury Pedestrian Accident Pedestrian Accidents Pedestrian Death Pedestrian Injuries Personal Injury personal injury and accidents Personal Injury Attorney personal injury claim personal injury claims personal injury law firm personal injury lawsuit personal injury lawyer personal injury litigation Personal Injury Settlement Pharmaceutical Litigation Pharmaceuticals pills Police Brutality Premises Liability Product Liability Product Recalls Property Damage Recognitions Riverside Rollover Accidents Safe transport Settlements Sexual Abuse side effects Sidewalk Accident sleep sleepingaid sleepingpills Slip & Fall Slip and Fall slip and fall accident slip and fall accident attorney slip and fall accident causes smoke inhalation smoke inhalation injury soft tissue injury Spinal Cord Spinal Cord Injury Statute of Limitations Swine Flu Taxi Accident Technology Advancement Testimonials Tour Bus Toyota Recall Train Accidents Traumatic Brain Injury truck accident truck accident attorney truck accident claims truck accident lawyer Truck Accidents types of car accident UIM & UM Insurance Coverage Van Rollover Video Deposition Vioxx warning Wokers Comp Claims Work Injury Worngful Death Wrongful Death wrongful death attorney

What Happens if You Get into an Accident While Test Driving a Car?

Test driving a vehicle is the best way to determine which is the best car for you. As the car salesman navigates you through nearby streets, you are running through your checklist to help determine your purchase choice. Unfortunately, accidents can happen anytime, anywhere.

On your route around the dealership, you may face an unavoidable collision due to a negligent party. If you were behind the wheel of a vehicle under your own name, the process is quite simple. However, what do you do if the vehicle you were driving belonged to the dealership? These types of accidents can get complicated, especially when it comes to determining which insurance carrier covers the property damage and your injuries from the crash.

Who Is Responsible for the Accident?

Just like any other car accident, the driver whose negligence caused the collision will be responsible for any resulting damages. There are no special rules for test drivers when it comes to liability for an accident. This means, even if you committed a traffic violation or were careless during a test drive, you will probably be liable for the crash.

Other Driver’s Insurance

If it is proven that the other driver was liable for the accident, then all claims will be made against their insurance. The dealership will process claims through the negligent party’s insurance as well.

Dealership Insurance

If it is proven that the other driver was liable for the accident, but the at-fault driver does not have car insurance, then the dealership will process the claim through their own fleet insurance to recover the damages.

Car dealerships carry fleet insurance on all vehicles on their lot. Test drivers are usually covered under fleet insurance. No matter who is liable for the accident, fleet insurance normally includes the damages and injuries suffered from an accident during a test drive.

If the test driver is a minor, the dealership has been known to recover the costs through their own insurance to help keep the test driver’s business. Only if the test driver is found liable for the accident, will the dealership file a third-party claim through the driver’s insurance.

Your Insurance

If it is proven that the other driver was liable for the accident, but the at-fault driver does not have car insurance, then your options are limited. If you’re injured, you must either be covered under uninsured motorist coverage (UIM) in your auto policy or treat your injuries through your health insurance. Source

Important Steps To Take After

If you were involved in a car accident during a test drive, you should take the following steps to protect your legal rights:

  1. Call the police and/or paramedics, especially if someone is seriously injured and requires emergency care at the scene.
  2. Get the contact information for any parties involved in the crash, including drivers, passengers and witnesses.
  3. Take photographs of the scene of the crash and the vehicles involved.
  4. Report the accident to your car insurance company.
  5. Contact an experienced car accident attorney.

If you believe that the collision may have been caused by a vehicle defect or some other issue that could be attributed to the manufacturer or dealer, it is even more important that you take the steps above and immediately consult with an experienced lawyer, who specifically handles these types of cases.

Call us!

If you or a loved one has been injured in a car accident caused by a negligent party, you may be entitled to compensation. The attorneys at the Law Offices of Samer Habbas & Associates have achieved over $135 million for their clients so far. For more information or to schedule a FREE consultation with one of the attorneys, call 949-558-3421.


  • This field is for validation purposes and should be left unchanged.

Our firm is well experienced in injury matters and we understand the difficult time you are going through. We will guide you through the process and fight for you and your family to get the compensation you deserve.

Samer Habbas